Vital new insurance enforcement scheme must be implemented to save lives

Vital new insurance enforcement scheme must be implemented to save lives

The British Insurance Brokers’ Association (BIBA) has today welcomed the launch of a consultation by the Department for Transport (DfT) into a new scheme of Continuous Insurance Enforcement (CIE) of statutory motor insurance. The new measures should see the DVLA vehicle keeper database and the motor insurance database (MID) join forces to systematically compare the records in order to identify and tackle uninsured drivers.

Uninsured and untraced drivers are responsible for 160 deaths and 23,000 injuries every year. Over £400 million of costs are created by uninsured drivers and paid for by a levy of around £30 on every lawful motorist. The UK has one of the worst uninsured driving records in Europe.

Graeme Trudgill, BIBA Technical and Corporate Affairs Executive, said:

“It is vital that the proposed new measures, making it an offence to keep an uninsured vehicle, are implemented swiftly and with the full force of the law so that it can cut straight to the centre of the UK’s lawless uninsured drivers.

“This new enforcement scheme should systematically identify and fine the offenders and they will then have the option of insuring legally or face having their vehicle seized and destroyed. There should be no escape.

“BIBA urge’s everyone in the motoring community to support the process outlined in this consultation document to establish this new scheme which should lead to fairer premiums and safer roads.”

BIBA, through its work with the DFT and Motor Insurers’ Bureau (MIB) has campaigned for more than five years for reform to introduce this key weapon to tackle uninsured driving.



1. For further information please contact Leighann Burtrand, BIBA Communications Manager, on 020 7397 0223 or at or Graeme Trudgill, BIBA Technical and Corporate Affairs Executive on 020 7397 0218 or

2. BIBA is on the Department for Transport Motor Insurance Compliance Action Board, the Motor Insurers’ Bureau Motor Insurance Database Programme Board and the Motor Insurers’ Bureau CIE Project Board.

3. Anyone seeking insurance can contact the BIBA consumer helpline on 0870 050 1790 or use the find a broker section of the BIBA website at

4. BIBA is the UK’s leading broker and intermediary organisation, representing professional insurance brokers and intermediaries.

BIBA is committed to playing a central role in the industry, from providing business backing and training for British brokers through to media liaison and high-level industry representation. We also actively participate in helping the industry and its customers deal with some of the major insurance issues of the day.

BIBA members operate to a very high standard of customer service with the aim of ensuring peace of mind, security, financial protection and the professional advice required.

Authoritative, independent and impartial, BIBA a not for profit organisation, is uniquely relied upon by brokers and the consumer.

BIBA – Leading the way in UK Insurance -

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